Many travelers think their health insurance at home will cover them abroad, but it usually doesn't. Most U.S. health plans don't cover you well outside the country. This means you could face big medical bills if something happens while you're away1. Travel medical insurance fills this gap, offering vital coverage for emergencies, evacuations, and 24/7 help. When picking a travel insurance plan, think about coverage limits, deductibles, and what's covered for pre-existing conditions and adventure sports. With COVID-19 still around, make sure your plan covers pandemic-related medical costs and trip cancellations2.