Travel insurance is designed to cover losses arising from unexpected circumstances. It is important that you read and understand your policy as your coverage may be subject to certain limitations or exclusions blue cross super visa insurance. Your policy may not cover medical conditions and/or symptoms that existed prior to your trip. Check to see how this applies in your policy and how it relates to your effective date. In the event of an accident, injury or sickness, your prior medical history may be reviewed when a claim is reported. • Costs incurred in your country of origin are not covered.